Builder Project Finance

Builder Project Finance and Construction Finance Services

 

Comprehensive Financial Solutions for Real Estate Developers

 

What is Builder Project Finance or Construction Finance?

Builder Project Finance, also known as Construction Finance, is a specialized loan designed to assist real estate developers in funding new projects. This type of long-term financing is based on the projected cash flows of the project, rather than the balance sheets of the sponsors. It supports builders at different stages of development and ensures smooth project execution.

 

Types of Builder Project Finance We Offer:

Our services cover a wide range of real estate projects, including:

  • Residential Projects
  • Commercial Projects
  • Industrial Projects
  • Project Finance Against Unsold Inventory

 

When Can You Apply for Construction Finance?

You can apply for a construction finance loan during the following stages:

  • Land Stage: For purchasing land to start a project.
  • Construction Stage: To fund ongoing construction activities.
  • Last Mile Funding Stage: For completing projects nearing delivery.

 

Our Services for Builder Project Finance:

We offer a variety of services to meet your project needs:

  • Construction Finance: Customized funding solutions for proposed and ongoing projects.
  • Construction Refinance: Refinancing existing loans to secure better terms.
  • Inventory Funding & Lease Rental Discounting: Financing against unsold inventory or lease rentals.
  • Commercial Leasing: Financial solutions for leasing arrangements in commercial properties.

 

Key Features of Construction Finance Loans:

  • Funding for all types of residential and commercial projects.
  • Adequate moratorium periods for flexible repayment.
  • Developer-friendly models tailored to your needs.
  • Easy repayment options aligned with project cash flows.
  • Retail housing loan options for project buyers.
  • Expert team support with value-added services for seamless execution.
  • Documents Required for Builder Project Finance

 

To apply for Builder Project Finance, the following documents are needed:

 

For Promoters:

  1. PAN Card
  2. Aadhar Card
  3. Photocopy of Passport
  4. Income Tax Returns for the past 3 years (with Balance Sheet, Computation, and Profit & Loss Statements)

 

For Project Details:

  1. RERA Registration and related forms (1, 2, and 3)
  2. Brochure of the Project
  3. GST Registration Certificate
  4. All necessary permissions and approvals for construction
  5. ISO Certificate (if obtained)
  6. External ratings (if available)
  7. List of past and ongoing projects in the prescribed format
  8. Provisional Balance Sheet
  9. Certified Copy of the Land Sale Deed
  10. Legal Documents of Land Ownership

 

Additional Documents (Optional):

  1. Project’s Cash Flow Statements
  2. Title and Valuation Reports
  3. Loan Sanction Letters for any prior funding (if applicable)
  4. Agreement to Sell or Sale Deed copies

 

Why Choose Finbizz’s Expertise?

We specialize in delivering customized Builder Project Finance solutions that align with the cash flow and development needs of real estate developers. Here’s what sets us apart:

  1. Smooth Documentation Process: We simplify the paperwork for a hassle-free experience.
  2. Comprehensive Support: From residential to commercial projects, we offer end-to-end assistance.
  3. Networking Philosophy: We build long-term relationships with developers, helping them across multiple projects.
  4. Tailored Bank & NBFC Selection: We help identify the best financial institutions based on your specific requirements and project stage.
  5. Expert Negotiation Support: We assist in securing favorable sanction terms.
  6. Cash Flow Preparation: Detailed assistance with preparing and managing cash flow projections.
  7. Legal & Technical Advisory: Our in-house legal and technical teams provide expert guidance.
  8. Loan Comparisons: We compare features across multiple institutions to ensure the best deal for you.
  9. In-Depth Policy Knowledge: Updates on trending loans, offers, and discount opportunities.
  10. 20+ Years of Industry Experience: Our team offers complete support, from initial consultation to obtaining the final NOC.
  11. Post-Sanction Services: Assistance with loan disbursements, NOCs for individual units, and other post-loan requirements.

 

Get Expert Assistance Today

With decades of experience and a dedicated team, Finbizz Financial Solutions is your trusted partner for Builder Project Finance. From funding at the land stage to post-completion support, we’re here to guide you every step of the way.

Contact Us to learn how we can help you secure the best financial solutions for your projects.

 

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